Personal Finance

Beginner's Series

Selecting the Best Loan For You

Borrowing money should never be a decision that you make lightly. Whether you are refinancing a rental property or buying a new car, choosing a loan means entering into an agreement with a lender, and you should always be sure that you can uphold your end of the deal.

Beginner's Series

Should You Invest in Stocks or Real Estate?

The age old question… Should you be investing in Stocks or Real Estate? I’d like to answer this question in a way you may not have heard before. Using your behavior and preferences as a guide, you can uncover exactly which investment is right for you.

Beginner's Series

How to Choose the Best Credit Card for You

Opening a new credit card is always a big step in your financial path. Whether it is your first card or one of many, there are quite a few aspects to take under consideration to ensure you are making the best decision for yourself.

Real Estate Investing

Small Multifamily Property: Duplexes, Triplexes, Quads, Oh My!

So you’ve decided to start investing in real estate! This can be one of the best decisions you’ve made for your financial future. With enough forethought and due diligence, you can increase the potential benefits while mitigating the risks you take along the way.

Lease

How to Get Your Security Deposit Back

A security deposit protects a landlord's money if any of their property is damaged during their renter’s lease period and is typically returned to the renter when their lease is up. However, deductions can be made, so here are a few tips to help ensure you get back your full security deposit!

COVID-19

An Unexpected Job Rebound

A 10 million job surprise! America’s labor market unexpectedly rebounded last month, signaling the economy is recovering much faster than expected. 2.5 million jobs were created in May versus the 8.5 million expected to be lost.

Personal Finance

The Truth About Your Credit Scores and Credit Reports

If you want a high FICO credit score, then you’ve come to the right place for the truth. Here are 10 of the most common FAQs about credit scores and credit reports – along with some quick and honest answers that will improve your credit rating.

Home Buyers

The Importance of Housing Agencies For First-Time Home Buyers

Many homebuyers are overlooking, or are simply unaware of, the home buying services at their disposal. HUD-approved organizations seem not to be widely talked about amongst people today, but they are there and should be utilized.

Personal Finance

How to Build Your Credit Score

From taking out a loan to signing up for a new credit card or getting a new phone plan, a strong credit score will open many financial options for you. Learn the many ways that you can build your credit.

Taxes

Property Taxes Explained

All property owners need to understand the property tax system and what they can do to mitigate their tax liability. Although many people don’t enjoy handling taxes, knowing how is important.

Personal Finance

How to Get Out of Debt

Are you struggling with high levels of debt? It can often feel like a never-ending battle between your paycheck and expenses. In order to begin climbing your way out of debt, it is critical to develop a comprehensive and sustainable strategy you can follow.

Personal Finance

7 Ways to Make Cash on the Side

In the era of COVID-19, savings accounts are being depleted at an alarming rate. Jobs are being lost. What can you do to start earning cash for yourself on the side? Here are some great side hustles that will hopefully inspire you to get started earning money for yourself in your spare time.

Home Buyers

8 Ways to Improve Your Mortgage Situation

If you're a recent home buyer, a future one, or already a homeowner, you may be looking for ways to pay off your mortgage quicker, especially with everything that's going on with interest rates right now. How do you get started? These actionable strategies may be useful.

Current Events

5 Best Financial Management Skills Homebuyers Should Know Amidst Covid-19

If you are a homebuyer who is starting an investment amidst this pandemic, you are still on the right track. There is no better time to invest than during a downturn. Here are the 5 best financial management skills you need to know during these unprecedented times.

Current Events

Mental Health Awareness Week

It’s only fitting that we take this week as an opportunity to acknowledge and appreciate the importance of taking care of one’s mental wellbeing.

Personal Finance

How to Build a Budget

One crucial way you can organize your finances is by building a budget. Although daunting at first, it's easier than you might think. A simple budget is all you need to get started.

Tellus Announcements

Introducing the Tellus Boost Account

We are proud to announce the release of Tellus Boost, our high yield cash account. Tellus users will earn 3% APY with an initial deposit for the first 100 days and earn no less than 2% APY after. All interest earned through Tellus Boost is compounded and paid out daily.

Personal Finance

The Path to Financial Independence Made Easy

Have you ever heard the term financial independence? Some of the basic principles include retiring early, living off passive income, and not worrying about your next dollar. However exciting or unbelievable it seems, getting there is doable. Here is a guide that will help you get started today.