Home Buyers

Paying off your mortgage early has its benefits and is an option worth exploring. Use our tips to find out whether it is the best course of action for you.

Buying a foreclosed property can be your secret to getting a great deal on a home. Find out how you can get started!

Seller financing can help savvy real estate investors creatively finance their investments and work around the barriers that come with traditional financing

So the time has come to start looking for a new home! The decision whether to rent or buy will differ from person to person, but regardless of what you do, your choice must be well informed.

Many homebuyers are overlooking, or are simply unaware of, the home buying services at their disposal. HUD-approved organizations seem not to be widely talked about amongst people today, but they are there and should be utilized.

How has the closing process changed and which changes are likely to stay? Let’s investigate this question and try to look into the crystal ball of completing home purchases in a socially distanced world.

All property owners need to understand the property tax system and what they can do to mitigate their tax liability. Although many people don’t enjoy handling taxes, knowing how is important.

Discount brokers can create a tricky situation for all parties involved. They receive a base salary and aren't always the most motivated to make successful transactions. What does this mean for you?

Buying a home can be stressful. That's why you need this clear breakdown of the process of purchasing a home so you can understand every step along the way.

A home equity loan is a way to leverage equity you've built in your home for cash. Learn about the pros and cons here.

Mortgage amortization at a glance. A guide to the principal and interest payments for a home mortgage scheduled to be paid monthly or daily and how this impacts the total cost of a home.

Private mortgage insurance (PMI) is a type of insurance required for certain mortgages. Continue reading to find out when it is required and how much it costs.

Read here to learn more about mortgage investing and why the loan to value ratio is a significant factor in controlling investment risk.

A complete guide to real estate derivatives, how they work as an investment tool, and how they played a role in the U.S. Housing Crisis.

As a borrower, having a good loan to value ratio will set you up for financial success in the long run. Continue reading to understand why it's so important and how to calculate it.

What are Fannie Mae and Freddie Mac, and how do they help homeowners? Find out how these programs work and why they're important.

What's the difference between fixed-rate and adjustable-rate mortgages? Find the right home loan for you.

A balloon mortgage does not fully amortize over the life of the loan, so borrowers should be prepared for when the final payment is due.

Jumbo loans are high-balance loans that help you finance luxury or high-value properties.

The FHA's home buying assistance program is popular with first-time home buyers and borrowers with less-than-perfect credit.

Borrowers can choose from a variety of mortgage types, but the most common are the 15- and 30-year fixed-rate mortgages.

The National Association of Home Builders analyzed research studies on what millennials look for in a home. Here's what we learned!

Some home buyers are willing to pay top dollar for the best school district. Here are some of the benefits of selecting a home based on school performance.

The home inspection is a critical step that shouldn't be skipped. We discuss what every buyer and seller needs to know to minimize unwelcome surprises.

Though used interchangeably, mortgage pre-qualification and mortgage pre-approval are not the same. Here's what you should know.