Home Buyers | Tellus Blog

Small Multifamily Property: Duplexes, Triplexes, Quads, Oh My!

So you’ve decided to start investing in real estate! This can be one of the best decisions you’ve made for your financial future. With enough forethought and due diligence, you can increase the potential benefits while mitigating the risks you take along the way.

Home Buyers

The Importance of Housing Agencies For First-Time Home Buyers

Many homebuyers are overlooking, or are simply unaware of, the home buying services at their disposal. HUD-approved organizations seem not to be widely talked about amongst people today, but they are there and should be utilized.

Personal Finance

How to Build Your Credit Score

From taking out a loan to signing up for a new credit card or getting a new phone plan, a strong credit score will open many financial options for you. Learn the many ways that you can build your credit.

COVID-19

The Home Closing Process in the Era of COVID-19

How has the closing process changed and which changes are likely to stay? Let’s investigate this question and try to look into the crystal ball of completing home purchases in a socially distanced world.

Home Buyers

Discount Brokers

Discount brokers can create a tricky situation for all parties involved. They receive a base salary and aren't always the most motivated to make successful transactions. What does this mean for you?

Home Buyers

8 Ways to Improve Your Mortgage Situation

If you're a recent home buyer, a future one, or already a homeowner, you may be looking for ways to pay off your mortgage quicker, especially with everything that's going on with interest rates right now. How do you get started? These actionable strategies may be useful.

Current Events

5 Best Financial Management Skills Homebuyers Should Know Amidst Covid-19

If you are a homebuyer who is starting an investment amidst this pandemic, you are still on the right track. There is no better time to invest than during a downturn. Here are the 5 best financial management skills you need to know during these unprecedented times.

Home Buyers

The Home Buying Process in 12 Steps

Buying a home can be stressful. That's why you need this clear breakdown of the process of purchasing a home so you can understand every step along the way.

COVID-19

Looking Ahead in the Housing Market

Demand for housing continues to remain strong. Even with the response to the Covid-19 pandemic, demand will continue to grow.

Mortgages

Will Rising Unemployment Cause Another Mortgage Meltdown?

This economic downturn is a result of COVID-19 and not a “mortgage meltdown,” so how will all of these out-of-work borrowers affect the mortgage market?

Beginner's Series

Real Estate Finance Terms for Beginners

Are you looking to get involved in real estate but aren’t quite sure what some of the key terms mean? This is a common sentiment shared by many real estate beginners. Lots of terms are thrown around that you may not necessarily understand, but this article will help get you on the right track.

Real Estate Investing

Condo Investing in San Francisco

Real estate investing strategies are often complex, especially for a dynamic city like San Francisco with a variety of property types, ownership structures, landlord/tenant rights and neighborhoods.

Home Buyers

How Financial Illiteracy is Holding You Back

Effective real estate investing requires a certain level of financial savvy to get the best return on your investment. Read more to see how self-education can help you stay ahead of the pack in real estate investing.

Home Buyers

Alternative Lenders and Banks: A Troubled History

A brief history of home mortgages in the U.S. and what led to the current state of lending.

Home Buyers

Finding the Right Financing: Fixed-Rate and Adjustable-Rate Mortgages

What's the difference between fixed-rate and adjustable-rate mortgages? Find the right home loan for you.

Mortgages

Veteran Affairs Home Loans

What are the guidelines for veterans and their family members to obtain a VA-guaranteed home loan? Find out here.

Mortgages

The Differences Between the 15- and 30-Year Fixed-Rate Mortgages

Borrowers can choose from a variety of mortgage types, but the most common are the 15- and 30-year fixed-rate mortgages.

Home Buyers

What Do Millennials Want in a Home?

The National Association of Home Builders analyzed research studies on what millennials look for in a home. Here's what we learned!

Home Buyers

On the Fence: Deciding Between Affordability or School District

Some home buyers are willing to pay top dollar for the best school district. Here are some of the benefits of selecting a home based on school performance.

Home Buyers

Reasons Why a Pending House Sale Falls Through

What are the reasons for why real estate deals fall through? We’ll go over contingency clauses and other causes.

Home Buyers

Why Every Buyer Needs a Home Inspection

The home inspection is a critical step that shouldn't be skipped. We discuss what every buyer and seller needs to know to minimize unwelcome surprises.