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Refugio Garcia

Refugio Garcia

Staff Writer

10 posts •
Real Estate Offers Security in the Face of Financial Crisis
COVID-19

Real Estate Offers Security in the Face of Financial Crisis

As the world faces a global pandemic that’s causing uncertainty in the financial markets, real estate investing serves as a more secure alternative to investors during these trying times. Investing capital into

  • Refugio Garcia
    Refugio Garcia
3 min read
How Financial Illiteracy is Holding You Back
Personal Finance

How Financial Illiteracy is Holding You Back

Effective real estate investing requires a certain level of financial savvy to get the best return on your investment. Read more to see how self-education can help you stay ahead of the pack in real estate investing.

  • Refugio Garcia
    Refugio Garcia
4 min read
Straight-Line and Mortgage-Style Amortization
Home Buyers

Straight-Line and Mortgage-Style Amortization

Mortgage amortization at a glance. A guide to the principal and interest payments for a home mortgage scheduled to be paid monthly or daily and how this impacts the total cost of a home.

  • Refugio Garcia
    Refugio Garcia
3 min read
Alternative Lenders and Banks: A Troubled History
Off Topic

Alternative Lenders and Banks: A Troubled History

A brief history of home mortgages in the U.S. and what led to the current state of lending.

  • Refugio Garcia
    Refugio Garcia
6 min read
Tellus Rundown: December 2019
Tellus Rundown

Tellus Rundown: December 2019

December 2019: Get a quick and easy overview of the best posts of the month.

  • Refugio Garcia
    Refugio Garcia
2 min read
Real Estate Debt and Derivatives
Home Buyers

Real Estate Debt and Derivatives

A complete guide to real estate derivatives, how they work as an investment tool, and how they played a role in the U.S. Housing Crisis.

  • Refugio Garcia
    Refugio Garcia
3 min read
Finding the Right Financing: Fixed-Rate and Adjustable-Rate Mortgages
Home Buyers

Finding the Right Financing: Fixed-Rate and Adjustable-Rate Mortgages

What's the difference between fixed-rate and adjustable-rate mortgages? Find the right home loan for you.

  • Refugio Garcia
    Refugio Garcia
3 min read
Veteran Affairs Home Loans
Off Topic

Veteran Affairs Home Loans

What are the guidelines for veterans and their family members to obtain a VA-guaranteed home loan? Find out here.

  • Refugio Garcia
    Refugio Garcia
3 min read
Rent Control in San Francisco
Real Estate News

Rent Control in San Francisco

The guidelines for rent control and restrictions on evictions in San Francisco.

  • Refugio Garcia
    Refugio Garcia
5 min read
Oregon Issues Rent Control Across the State
Real Estate News

Oregon Issues Rent Control Across the State

Outline of Oregon Senate Bill 608 on rental fee restrictions and new guidelines for tenant evictions.

  • Refugio Garcia
    Refugio Garcia
3 min read
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