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Refugio Garcia

Refugio Garcia

Real Estate Offers Security in the Face of Financial Crisis

Real Estate Offers Security in the Face of Financial Crisis

As the world faces a global pandemic that’s causing uncertainty in the financial markets, real estate investing serves as a more secure alternative to investors during these trying times. Investing capital into an investment property or real estate investment trusts or “REITs” are just two methods that investors can

Refugio Garcia
Refugio Garcia
Current Events
How Financial Illiteracy is Holding You Back

How Financial Illiteracy is Holding You Back

Effective real estate investing requires a certain level of financial savvy to get the best return on your investment. Read more to see how self-education can help you stay ahead of the pack in real estate investing.

Refugio Garcia
Refugio Garcia
Personal Finance
Straight-Line and Mortgage-Style Amortization

Straight-Line and Mortgage-Style Amortization

Mortgage amortization at a glance. A guide to the principal and interest payments for a home mortgage scheduled to be paid monthly or daily and how this impacts the total cost of a home.

Refugio Garcia
Refugio Garcia
Homeowners
Alternative Lenders and Banks: A Troubled History

Alternative Lenders and Banks: A Troubled History

A brief history of home mortgages in the U.S. and what led to the current state of lending.

Refugio Garcia
Refugio Garcia
Homeowners
Tellus Rundown: December 2019

Tellus Rundown: December 2019

December 2019: Get a quick and easy overview of the best posts of the month.

Refugio Garcia
Refugio Garcia
Real Estate Debt and Derivatives

Real Estate Debt and Derivatives

A complete guide to real estate derivatives, how they work as an investment tool, and how they played a role in the U.S. Housing Crisis.

Refugio Garcia
Refugio Garcia
Homeowners
Finding the Right Financing: Fixed-Rate and Adjustable-Rate Mortgages

Finding the Right Financing: Fixed-Rate and Adjustable-Rate Mortgages

What's the difference between fixed-rate and adjustable-rate mortgages? Find the right home loan for you.

Refugio Garcia
Refugio Garcia
Homeowners
Veteran Affairs Home Loans

Veteran Affairs Home Loans

What are the guidelines for veterans and their family members to obtain a VA-guaranteed home loan? Find out here.

Refugio Garcia
Refugio Garcia
Homeowners